1. Determining your needs
Learn
- Your Lifestyle
- Location, Style and Cost
- Why is Location Important?
- Choosing a Neighbourhood
- Your Housing Needs
- Types and Styles of Homes
- What Can I Afford?
- Your Team and Their Roles :
- Agents
- Contractors
- Appraisers
- Lenders
- Mortgage Brokers
- Lawyers/Notaries
- Home Inspectors
- Insurance Brokers
Plan
- Neighbourhood Features Checklist
- Monthly Expenses
- Your Team of Professionals Worksheet
Do
- Home Features Checklist
- Home Hunting Worksheet

2. Arranging a mortgage
Learn
- Overview
- What is a Mortgage?
- Down Payments
- Conventional and High Ratio Mortgages
- Pre-Approved Loans
- Types of Mortgages
- Conventional and High-Ratio - Second
- Mortgage Features
- You Should Know
- Assuming an Existing Mortgage
- Vendor Take Back
- Rate of Interest
- Terms
- Amortization - Schedule of Payments
- Open Mortgage
- Closed Mortgage
- Convertible Mortgage
- Additional Costs
- Securing a Mortgage
- Applying
- Approval Process
- Insurance
Plan
- Getting Ready (to see a lender)

3. The offer
Learn
- Overview
- Eight Basic Elements of an Offer
- Making An Offer & The Process
- Accepted and Rejected Offer
- The Deposit
- Offer Strategies

4. Closing
Learn
- Overview
- The Lawyer
- Surveys and Inspections
- The Title Search
- Taxes and Liens
- Finalizing the Mortgage
- Signing on the Dotted Line

5. The move
Learn
- What to Expect on Moving Day
- Ways to Reduce the Cost of a Move
Plan
- Moving Checklist
- Change of Address
Do
-Moving Calendar

Sellers Guide>>>